Voluntary Short Term Disability (STD) provides replacement of lost income due to non-occupational accident or sickness, including pregnancy or complications of pregnancy, to individuals whose employer has sponsored the plan and has provided for premium payments to be made through payroll deduction.
- Weekly Benefits up to lesser of $1,150 or 60% of Weekly Salary
- Employee Chooses Benefit Amount
- Benefits Payable as Early as the 1st Day for Accident, 8th Day for a Sickness
- Employer Chooses Plan Design
- Maximum Benefit Periods: 13 Weeks, 26 Weeks, 52 Weeks
- Guarantee Issue at Initial and Open Enrollment
- Maternity Covered as an Illness
- Pre-Existing 12/12
- Online Employer Assistance Program (EAP) Included - May be Upgraded to Telephonic or Face-to-Face